Universal Life insurance policies allow for both protection and investment growth.
However, some insurance companies do not directly show the annual rate of return on their statements.
This calculator helps you determine the equivalent annual rate of return for your Universal Life policy.
This calculation considers:
- Fund Value at Start and End of Year: Your starting and ending values as shown on your statement.
- Periodic Deposits: Regular contributions made to the fund.
- Interest/Investment Growth: The interest or growth credited to your fund.
- Bonus: Any additional interest credited at the start of the year.
- Charges: Total deductions, calculated monthly.
This tool is designed to give you a clear picture of how your policy is performing.