Lump-Sum vs. Monthly Investment Calculator

This tool allows you to compare two investment strategies:

• Monthly Investment: You invest a fixed amount each month, which grows at the projected rate of return.
• Leveraged Lump-Sum Investment: You use a loan to invest a large lump-sum amount. The investment grows at the same rate of return, while the loan is repaid over time.

If the loan term is shorter than the investment period, the monthly loan payment is redirected into the investment, compounding further.

Use this calculator to see which strategy may perform better for your financial goals.